Capital.com Broker Review - A highly secure broker regulated by numerous agencies

capital.com
Best for multi asset trading
Writer
Written by:
Calendar
Written on:
25 June 2022
Date
Last edit:
24 November 2022
Our rating:
4.1

4.1

Capital.com Broker Review - A highly secure broker regulated by numerous agencies

capital.com
Best for multi asset trading
Writer
Written by:
Calendar
Written on:
25 June 2022
Date
Last edit:
24 November 2022
Our rating
4.1

4.1

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 83.45% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
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Main summary

Capital.com is one of the leading brokerages available in the market today. It offers traders access to over 6,500 trading instruments through leading trading platforms. This broker was established in 2016 and in just a few years, it has managed to become one of the leaders in the online trading industry. 

Licensed by top-tier regulatory agencies in the industry, Capital.com is a broker that traders can trust. In just a few years, Capital.com has managed to offer services in over 180 countries, attracting more than 300,000 active clients.

Capital.com is a multi-asset broker, which means that its clients can trade almost all different types of assets. This includes everything from Forex, to CFDs, and real stocks. Such a diverse array of offerings makes Capital.com a great choice for traders of all different interests and wants.

Here Are the Pros and Cons

  • Licensed by four regulatory agencies
  • Over 6,500 trading instruments are available
  • Wide variety of high-quality educational material
  • Low Forex and CFD fees and zero commission for real stock trading
  •  Swift account opening, taking less than a day
  •  No inactivity fee charged
  •  Customer support team available in 24 languages
  • MetaTrader 5 is not available
  • Is not regulated in the US, thus does not accept American clients
  • Fees on indices are higher than on competitors

Capital.com Fact sheet

Main features
Regulations Australia, Cyprus, UK, Belarus
Fees on deposits $0
Fees on withdrawal $0
Inactivity fees $0
Minimum deposit $20
Minimum account activation $20
Number of available assets 6500+
Leverage up to 1:100. 20:1 for Shares
Available trading markets Forex, Indices, Commodities, Cryptocurrencies, Physical Shares
Account currencies GBP, USD, EUR, PLN, AUD
Demo account Yes
Live account types Demo Account, Standard Account, Plus Account, Premier Account
Islamic account Yes
Security
Negative balance protection Yes
Part of compensation fund Yes
Keeps funds on segregated bank account Yes
Assets
Forex 138
Shares 0
Cryptocurrencies 491
Indices 25
Commodities 44
Total 6500+
Fees & spread
Forex From 0 Spreads for EUR/USD start from 0.6 pips
Shares From 0
Cryptocurrencies From 0
Indices From 0.1
Commodities From 0.6
Software
Platforms MetaTrader 4, Proprietary Platform
Mobile trading support Yes
Mac device support Yes
Commodities Yes
Payment systems
Payment methods Visa, Mastercard, Skrill, Neteller, WebMoney, Bank Transfer, iDeal, PayPal, Multibanko, ApplePay, Trustly
Minimum deposit $20 Available deposit methods depend on your country of residence
Minimum withdrawal $50 Available withdrawal methods depend on your country of residence
Withdrawal proccesing time Up to 24 hours
Time to open an account -
Show all

The Safety & Security of Capital.com

When it comes to choosing a Forex broker, one factor that all traders are focused on is the safety and legitimacy of the website they are planning to use. Prospective clients should do comprehensive research about the broker they are going to trade with.

For this, the licenses that the broker holds can be a great indication. So, is Capital.com a legit broker? One way to answer this question is to discuss its regulations. Capital.com is regulated by several agencies, most of which are known for ensuring high safety and security standards. 

These licenses not only guarantee a high level of safety for the clients of the broker but also allow it to offer services to countries around the world. While writing this review we found and confirmed that this broker is licensed by the following regulatory bodies:

  • The Financial Conduct Authority of the UK, FCA
  • Cyprus Securities and Exchange Commission, CySEC
  • Australian Securities and Investments Commission, ASIC
  • The National Bank of the Republic of Belarus, BNRB

Because the broker is regulated by so many agencies around the world, it would be fair to say that it is among the safest brokers available in the market. However, when compared to other leading brokers, it should also be noted that the broker is not regulated by as many agencies as others. 

Still, Capital.com is able to maintain the safety and security of its clients. 

Policies that Capital.com follows

In order to guarantee the highest safety and security of its clients, Capital.com has adopted different types of policies. These policies are aimed at making sure that the funds of traders are kept safe at all times.  
 

capital com broker

According to the regulatory standards in the Forex trading market today, Capital.com keeps the funds of its clients in segregated bank accounts. To be able to do so, the Forex broker has partnered up with leading financial institutions and banks in Europe and around the world. 

Account segregation is a very important policy that ensures the safe storage of the traders’ funds. This means that no matter what goes wrong, even if the broker goes bankrupt, it is still able to ensure that traders can have access to their funds through individual bank accounts. 

Because it is regulated by some of the leading regulatory bodies available in the Forex trading market, they also have to be a part of the Compensation Fund. This fund serves as a sort of insurance policy to secure clients from hacking or other malicious third-party activities. 

If you are a Forex trader using high leverage, you might sometimes be worried about losing more money than you have in your trading account. To ensure that there are no such scenarios, this broker has adopted a negative balance protection policy. 

This policy is aimed at ensuring that no matter what happens in the market, your account balance will never go into negative territory. When using leverage for trading, if the broker is not offering negative balance protection, traders can lose more money than they have, leaving them indebted to the broker.

On the other hand, if your broker offers negative balance protection, it means that the broker will ensure that you do not lose more money than you have deposited.

Trading Assets Offered by Capital.com

There are numerous trading assets offered by Capital.com, which makes it a great broker for traders of all different interests. No matter what you are looking for, it is very likely that you will be able to find it on Capital.com.

The Forex broker offers traders a total of over 6,500 tradable instruments, which includes everything from currency pairs, to cryptocurrencies and stocks. However, keep in mind that depending on your current location, there might be certain limitations on the availability of assets. 

One of the biggest advantages of Capital.com is that the broker charges very low fees. This is especially true when compared to other brokers available in the market. 

Forex trading on Capital.com

The Forex trading market has long been the most popular trading market. There are millions of people who trade currency pairs every single day. Because of this, it should come as no surprise that Capital.com is largely focused on Forex trading. 

This Forex broker offers clients access to over 140 currency pairs. Among these, traders can find major, minor, as well as exotic currency pairs. 

The leverage for Forex trading varies from jurisdiction to jurisdiction. Traders from Europe, the UK, and Australia are not able to use leverage higher than 1:30 due to local regulations. 

The spreads for Forex trading are very low and competitive on Capital.com, with the spreads for major currency pairs starting from as low as just 0 pips.

Shares trading on Capital.com

Investing in stocks is something that many traders want to do around the world. Stocks are a great way for individuals to make both long and short-term profits.

There are two ways you can trade shares on Capital.com. The first option is very easy and straightforward, trading stocks as CFDs. This should be easier for those who are used to trading Forex as it is similar in practice. 

CFDs stand for “contracts for differences” and are very popular instruments that allow individuals to trade different types of assets without having to directly invest in them. Rather than doing so, traders are simply making predictions about the possible direction in which the prices can go. 

According to their prediction, these traders are making speculative contracts with brokers. If their idea about future price movements is correct once the deadline of the contract comes, you will be able to make profits. However, if you end up making the wrong prediction, you will lose your position. CFD stock trading also allows investors to use higher leverage.

On the other hand, Capital.com allows its clients to trade real stocks. If you want to trade real shares of companies, you can simply buy the shares themselves and sell them whenever you like. Usually, those who like to deal with real stocks prefer to invest in the long term, but they can certainly be used for short-term trading. Keep in mind that trading real stocks is offered with lower leverage.

There are shares of leading companies available for the clients of Capital.com, including companies such as Facebook, Apple, Microsoft, and many others. One of the biggest advantages of trading real stocks on Capital.com is that there are no fees charged for stock trading.

Indices trading on Capital.com

If investing in individual stocks does not sound like a great idea to you and you want to have more exposure on the market, there is a great offer waiting for you on Capital.com. Indices are among the most popular assets available in the market today. 

Indices are types of assets that list different stocks and give traders exposure to all of them at the same time. It can be a great option for individuals who are looking for ways to further diversify their trading portfolio and avoid huge price fluctuations of individual stocks.

You can trade many indices on Capital.com, including the world-leading indices, such as Nikkei 225, Dow Jones Industrial Average, S&P 500, and many others. Usually, indices represent the whole economy of a certain country or some type of industry that you can invest in.

Cryptocurrency trading on Capital.com

The cryptocurrency trading market has grown dramatically over the years. While initially there were many people who believed that it was only a matter of time before people got over the crypto thing, something different happened. 

capital com crypto trading.png

The number of crypto traders is increasing every day around the world and more Forex brokers are starting to offer their clients access to these exciting and rewarding assets. Trading cryptocurrencies on Capital.com is possible thanks to CFD trading, which means that traders do not have to worry about holding the underlying assets.

Rather, crypto CFD traders are simply speculating on the price movements in the market. There are over 200 cryptocurrencies available on Capital.com, which includes Bitcoin, Ethereum, Bitcoin Cash, and many others.

However, while trading cryptocurrencies, traders should keep in mind that CFD crypto trading is very risky. Apart from this, according to the terms and conditions of Capital.com, those participating in crypto CFD trading will not be protected under the Investors Compensation Fund scheme. 

Commodities trading on Capital.com

If you want to trade commodities, there are over 30 of them awaiting you on Capital.com. These assets have always been very popular as they are part of many people’s daily lives. There are both soft and hard commodities available on Capital.com.

Among the commodities that you can find are crude oil, gold, silver, cocoa, wheat, and many others. 

Account Types Available for Traders on Capital.com

There are several types of accounts available for traders on Capital.com. These account types are offered to traders according to their individual needs and interests and ensure that everyone can find something that fits their trading style. 

If at some point you believe that your account is no longer enough for your needs, you can simply contact the representatives and ask them to change the type of account you are currently using. 

Let’s see what accounts are available on Capital.com and what makes them useful for traders. 

Pros & cons of Capital.com account types

ProsCons
Offers professional and retail accountsThere is no beginner live account
Real stock trading through a special Invest account 
Islamic account is available to respect the beliefs of clients 

Demo account of Capital.com

If you are a complete beginner in the Forex trading market and you are looking for ways to learn more about how Forex trading works, there is a great opportunity available for you. 

When you are just getting started on Capital.com, you can open a demo account. The broker will provide you with $10,000 of virtual money which you can use for demo trading. This money is just fake play cash and can’t be used to make real profits. 

Rather, the main idea behind the demo trading account is to help beginners become more comfortable with their skills in trading and learn more about the trading platform. There are many experienced traders who are using demo accounts as well. The reason for this is that the trading accounts can be used by traders to try out different strategies and see how well these strategies work. 

Standard account of Capital.com

Once you are comfortable with your skills, you move on to using the Standard account. This account can be a great option for traders of all experience levels and is not aimed at specific types of traders. The offerings of this account are quite competitive and good, the maximum leverage that can be used by those using the Standard account is 1:30. 

Spreads are very low and start at only 0.6. In order to create the account, you will only be required to deposit about $20. Because of the offerings of this account, it can be a great fit for anyone. No matter what experience level you are at.

Plus account of Capital.com

While Capital.com's Standard account can be great for different types of traders in the financial market, not everyone will find this account useful. There are some traders who are looking for more than just a regular trading account and want to be able to have access to more exciting services. If you are one of those, the Capital.com Plus account can be a great choice.

This account type is the most popular one among those that are offered by the broker. The minimum deposit in order to open this account is $3,000.

Premiere account of Capital.com

If you are a professional trader looking for diverse and exciting offerings, you can go further than the Plus account. There is a special account for the most experienced and professional traders, which is called the Premiere account. 

In order to open the Capital.com Premiere account, you will need to deposit at least $10,000 as your first deposit. You can also update your account to a Premiere account as long as you can prove that you have good experience in trading.

Invest account of Capital.com

If you are one of those traders who want to invest in stocks directly, you are offered a special account type by Capital.com. The investment account can be a great option for traders who want to deal with real stocks and can be used very easily.

Islamic account of Capital.com

In order to ensure that traders of all different backgrounds, beliefs, and needs have access to the services they are looking for, Capital.com offers clients an Islamic account. This account provides traders with the opportunity to trade Forex without having to deal with interest rates, which is prohibited by the Sharia law of the Quran.

If you are one of the traders following the beliefs of the Quran, you will be able to have access to the Islamic account and trade Forex without going against your beliefs. This type of account is also called a swap-free account as it removes the need for any interest payments that might have to be made or received.

Getting Started

In order to start trading on Capital.com, there are several steps that traders have to take. The broker features a very easy account creation procedure that should not take individuals more than a few minutes to complete and a day to start trading. 

Below, we will go through the main steps that traders might have to take to start trading on Capital.com.

Step 1: Choose and create a trading account

Since there are several account types available for traders, it might be a bit hard to choose which one you want to use. When choosing the Capital.com account type it is very important to ensure that you keep in mind your needs and goals in the market. 

If you want to trade with a lot of money and you are willing to use high leverage as well, it might be better to use accounts created for experienced traders. On the other hand, if you are a trader who is just getting started in the market, it might be better to go with the Standard account.

Opening an account is not too hard on Capital.com. In fact, it is quite an easy process. To create a live account on Capital.com, you should start by clicking the Trade Now button on the left side of their home page. 

This will automatically open a new window on your screen, where you will be providing general information about yourself. After this, you will continue by providing more detailed information, such as your phone number, the amount of money you are planning to use for trading, and so on. 

Step 2: Verification

Once you are done with the first step, you will have to move on to the verification of your account. This is aimed at ensuring that every single client of the broker is a legitimate trader. 

There are several different documents that you might be required to provide in order to create and verify your account. First, you will be required to verify your identity. This can be done by providing the broker with a copy of a government-issued ID. 

After this, you will also have to provide the broker with a copy of a utility bill or other legal document showing your address that was issued over the past three months. This is used to verify your address. After this, your account will be reviewed and if all checks out it will be activated. It usually takes around one business day to verify an account on Capital.com.

Step 3: Choose and download the trading platform

Your gateway to the trading market is the platform you are using. There are several of them available and all of them are popular among different traders. You can choose any of the available trading platforms on Capital.com and download them. 

Once you download the application, you simply install it, open it and log in using your Capital.com trading account.

Step 4: Make your first deposit

Depending on the type of account you are using, you will be required to deposit different amounts of money. Usually, the minimum deposit to open an account on Capital.com requires a deposit of $20. However, traders are encouraged to deposit more in order to make better profits in the long run.

There are numerous payment solutions available for the clients of Capitla.com. There are no fees or commissions charged for deposits or withdrawals. 

Step 5: Start analysis & trading

Once you have finished the above-mentioned steps, you are now able to start trading on Capital.com. Before you start trading, it is very important to ensure that you are making the right decisions. In order to do so, you should perform a throughout and detailed market analysis.

Once you are finished with your analysis, you can continue by opening and closing positions and hopefully making profits.

Fees & Commissions

The fees and commissions charged by the broker are very competitive. Compared to other brokers, there are several advantages that Capital.com offers to its clients in terms of commissions and fees. 

This broker does not charge any type of fees or commissions on deposits or withdrawals, which makes it easier for traders to get started in the market and make profits when trading Forex, without having to spend money on fees.

As for the spreads, they are very low and competitive. The spreads for major currency pairs start from zero, and there is no commission charged by the broker for real stock trading. This is a huge advantage for traders. 

Apart from this, the broker does not charge an inactivity fee, which is a great thing. Many other Forex brokers in the market charge this type of fee to their clients.

While working on our Capital.com rating, we decided to focus on several important factors. One of them is the available payment solutions for the clients of the broker. After a thorough review, we found that there are numerous payment solutions available for Capital.com traders. 

Comparing Capital.com fees with other brokers

In order to understand how competitive this Forex broker really is, it is a good idea to compare the fees and commissions charged by Capital.com with other leading brokers available in the market. 

This way, traders should be able to better understand if this broker is a good choice for them or not. We will provide the individual comparisons below. Check out the following tables and decide whether you want to use this Forex broker or not.

Capital.com fees compared to Interactive Brokers fees

Type of FeeCapital.comInteractive Brokers
EUR/USD SpreadFrom 0From 0.6
Fees on DepositsNo1%
Inactivity feenoNo*

*Inactivity fee was eliminated by IB in 2021, it used to be $20/m

Capital.com fees compared to eToro fees

Type of FeeCapital.comeToro
EUR/USD SpreadFrom 0From 1
Fees on DepositsNo$5 on withdrawals
Inactivity feeNoYes, $10/m

Capital.com fees compared to IG fees

Type of FeeCapital.comIG
EUR/USD SpreadFrom 0From 0.8
Fees on DepositsNoNo
Inactivity feeNoYes, $10/m

Capital.com fees compared to XM fees

Type of FeeCapital.comXM
EUR/USD SpreadFrom 0From 0.6
Fees on DepositsNoNo
Inactivity feeNoYes, $15 after 12 months, +$5/m

Capital.com fees compared to AvaTrade fees

Type of FeeCapital.comAvaTrade
EUR/USD SpreadFrom 0From 0.9
Fees on DepositsNoNo
Inactivity feeNoYes, $50 after 3 months, $100 administration fee after a year

Available Trading Platforms on Capital.com

When you are looking for a Forex broker, there are many things that should be kept in mind and considered. One of the most important factors is to find a Forex broker that is able to provide you with numerous different trading platforms to ensure you have the opportunity to find something that fits your needs the best.

There are several choices for traders when it comes to Capital.com trading platforms. First, it offers clients access to the very popular MetaTrader 4 platform. MetaTrader 4 offers the clients of the Forex broker access to a wide range of tradable assets, ensuring that anyone can find something that fits their individual needs. 

MetaTrader 4 is one of the leading trading platforms available in the market. It was created in 2005 and has forever changed the way people view the financial markets. This trading platform is very well-known throughout the world and has a strong following among FX brokers.

While MT4 is available, Capital.com does not offer clients MetaTrader 5, which is another very popular platform.

However, there is a custom trading platform available for Capital.com clients. Capital.com's custom trading platform was created by a team of professionals, offering traders a very user-friendly experience. 

The platform is AI-enabled, which means it can be used by traders for easier and more effective market analysis using artificial intelligence to guide their trading decisions. It also comes with a very intuitive and easy-to-use interface, which can be very useful for traders using Capital.com. 

The trading platform offers clients of the company access to numerous indicators, dozens of analytical tools, and advanced charting for the best experience. The custom trading platform also allows users to take advantage of special risk management tools, which can be an added advantage for Forex traders. 

There is also a web-based trading platform available on Capital.com, which can be a great option for traders who want to become part of the market without having to download additional applications on their devices.

Mobile Trading on Capital.com

Recent years had brought increasing popularity to mobile trading. There are many people in the market who are looking for ways to ensure that they are able to have access to the Forex trading market even when they are away from their computers. 

Capital.com's mobile trading platform is very user-friendly and comes with a modern design that features a two-factor authentication system for logging in to ensure the highest level of safety. The mobile trading platform of the broker is available in numerous languages, ensuring that traders of different backgrounds can use it comfortably.

The mobile app of Capital.com is available on iOS as well as Android devices.

Education and Research Tools

Several regulatory bodies from around the world require Forex brokers to offer traders a good selection of quality educational materials. The reason behind this is to ensure that traders can learn more when trading Forex and expand their knowledge and understanding of the market and the risks that come with FX trading.

On the website of Capital.com, under the section Learn to Trade, you can find a wide array of educational opportunities. Here they offer traders everything from simple guides about market basics, to a comprehensive and detailed overview of hard-to-comprehend concepts

It also offers video guides and market news, which can be used by traders to stay connected with ongoing events. Also, there are many tools available for traders to use. For example, there is a Forex trading calendar that can be used by traders to ensure they are able to follow the possible events that could have an impact on the currency trading market.

Customer Support of Capital.com

Capital.com has a professional team of customer support specialists, who are always ready to provide reliable and useful information to clients. 

There are many ways to contact the customer support team. For example, you could use live chat, Messenger, WhatsApp, Telegram, or Viber to contact them. You can also fill out the special customer support form on the website of the broker, or use the support email to contact them. Along with these, there is a special phone number available offering assistance in several different languages.

Conclusion

After a thorough review and analysis of everything Capital.com has to offer, we are able to say that this is one of the most trustworthy Forex brokers available in the market. There are numerous things that this broker has to offer to its clients, making it a perfect fit for traders of different interests. 

The Forex broker is regulated by several tier-1 agencies and is able to offer traders a safe and secure trading environment. Because of this and many other reasons that we have already discussed above, we are able to say that Capital.com is a legit and secure Forex broker.

FAQs on Capital.com

Is Capital.com a good broker?

Yes, Capital.com is a very good Forex broker. This Forex broker is regulated and licensed by several regulatory agencies that are known for high safety and security standards. Although the Forex broker has not been around for so long, it has managed to become one of the leading brokerages in the market. 

Capital.com offers traders over 6,500 tradable assets to choose from, which makes it a great fit for traders of all interests. 

Can I withdraw money from Capital.com?

Of course, you can withdraw your funds from Capital.com. This Forex broker offers traders numerous solutions for withdrawing funds. The best thing about it is that these withdrawals are very fast and there are no fees charged for them. 

What is the minimum deposit for getting started on Capital.com?

The minimum deposit for getting started is just $20, which is much lower than the market average. Capital.com offers traders the opportunity to quickly start trading, without the need of depositing huge amounts of money.